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Which of the following is true about Medicaid?

An unemployed, 25-year-old male is likely to be approved for Medicaid.
Medicaid is guaranteed to all low-income individuals.
Not all low-income individuals will qualify for Medicaid.

2 Answers

2 votes

Final answer:

Not all low-income individuals will qualify for Medicaid as the program eligibility varies by state, and it does not solely depend on income or unemployment status. An unemployed 25-year-old male may not be approved for Medicaid without considering specific state criteria. Medicaid is designed for low-income families with children, the elderly, and disabled individuals.

Step-by-step explanation:

Among the statements about Medicaid, the true one is that not all low-income individuals will qualify for Medicaid. Medicaid is a federal-state joint program enacted in 1965, designed to provide medical insurance for certain people with low incomes, including those at the poverty line and near-poverty line, focusing on low-income families with children, the low-income elderly, and people with disabilities. However, eligibility for Medicaid varies by state, as states have the authority to set their eligibility criteria within federal guidelines.

To be specific, an unemployed, 25-year-old male may not necessarily be approved for Medicaid since eligibility is not solely determined by unemployment status but by a combination of factors including income, household size, and specific state criteria. Medicaid expansion under the Affordable Care Act aimed to broaden eligibility to include more low-income adults, but not all states have adopted the expansion, and therefore not all low-income individuals are guaranteed coverage.

It is important to note that Medicaid programs can act as a poverty trap, where government benefits decrease substantially as individuals earn more, potentially disincentivizing work. Additionally, Medicaid enrollment and spending are highest amongst specific groups such as children, which accounts for almost half of those enrolled, while a significant portion of the spending goes towards seniors and individuals with disabilities.

User Jack Juiceson
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The third choice is correct, “Not all low-income individuals will qualify for Medicaid”.
Medicaid is a health coverage targeted towards low-income families and individuals although there are some requirements that have to be met in some states, individuals older than 18 will find it harder to qualify for medicaid, but some states offer medicaid to all low-income families that are below a certain level.
User Astrien
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