Answer:
All the actions listed in the question apply.
In general terms, to make sure your bank accounts are safely, you should only open deposits and use the services or reputable financial instutions, you should also have control over your account, and check it regularly, and more importantly, you should take precautions when accessing your account on the internet. For example, not using public wi-fi to open your account, and making sure you have firewall protection before accessing your bank website.