Answer:
Bonds and Mutual Funds
Step-by-step explanation:
Bonds is the instrument which is a fixed income and it states a loan made by the investor to the borrower usually government or corporate. It is among the lender and the borrower, which involve the loan details as well as its payments.
Mutual Fund is a kind of financial vehicle that is made up of the pool of money collected or received from many investors in order to invest in the securities such as money market instruments, bonds or stocks.
So, she wants to invest her portion of income but wary of the high risk options. Therefore, best allocate is to invest in bonds and mutual funds.