Question

Which provision prevents an insurer from changing the terms of the contract with the policyowner by referring to documents not found within the policy itself?

-Policy Exclusion
-Incontestable
-Entire Contract
-Assignment

Answer 1

Entire Contract.

Step-by-step explanation:

The entire contract provision, says that the policy document, the application, if it is included, and any attached document constitute the entire contract. It limits the agreement between the insured and the insurer to the provisions contained in the contract only. And no other document which is not captured in the contract can be added.

Answer 2

The correct answer is letter "C": Entire Contract.

Step-by-step explanation:

The entire contract is the clause in an insurance contract that establishes that both the insured and the insurer are bound by the terms and conditions stipulated in the contract. In other words, only what is stated in the contract are the benefits and obligations of both parties and nothing else outside of it.