Answer:
T(40) = -478
Explanation:
The first term is -10, that means a = -10
The difference between to first and second term is -12.
Therefore, d = -12.
We may set up the A.S. equation now:
T(n) = a + (n-1)d = -10 + (n-1)(-12)
Now plug in n = 40:
T(40) = -10 + (40-1)(-12) = -478