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8) How can using a credit card affect your credit score in a good way? In a bad way?

User Gulsum
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Answer:

Step-by-step explanation:

Good way: using your credit card and paying off the balance each month and on time can increase your credit score. Also, having a large credit limit affects the credit positively

Bad way: paying your balances late or not at all is bad for your credit.

User We
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