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Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching
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Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred: The driver of the other car suffered $30,000 in bodily injuries. Ken's car sustained $5,000 in damages. Ken incurred $5,000 in medical expenses. The car that Ken hit was a total loss. Which of Ken's Personal Auto Policy (PAP) coverages will cover the damage to the car that Ken hit

User Mtbkrdave
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1 Answer

3 votes

Answer: property damage liability

Step-by-step explanation:

Personal Auto Policy (PAP) is a typical insurance policy which helps in the insuring of ones vehicles.

Ken's Personal Auto Policy coverage that will cover the damage to the car that Ken hit will be the property damage liability. A property damage liability insurance helps in the coverage of the cost of damage which is caused to other people.

Since Ken has damaged someone's car, his property damage liability will cover it.

User Wedens
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