1. Danny has a doctor’s appointment. He must pay $15 when he checks in for his appointment. For the past year, he has paid $22 a month for insurance. Danny is 66 years old. Danny receives a bill in the mail for his appointment in the amount of $75.
a. How much is the patient’s premium? _________________________________________
b. How much does the patient pay for this visit total (do not include the premium)? ___________________
c. What’s another type of insurance Danny may qualify for? ____________________________________
2. Mike is a military member with two small children. One baby has contracted pink eye from day care. Mike decides he would like to get both babies’ check out as a precaution.
a. Which insurance does his twins qualify for? __ Medical insurance________________________
3. Lisa new insurance requires that she pay $500 before they will cover any medical expenses. $150 is deducted from her check each month. Lisa is late for her annual checkup but when she arrives, the clerk states she must pay $40 now. Lisa receives a bill in the amount of $898. Lisa is currently working for a large business.
a. How much is the patient’s deductible? _______________________
b. How much will the insurance company pay? __________________
c. How much doe will the patient have to pay TOTAL for this visit? ____________________
d. Which type of insurance is best for Lisa? _______________________
4. Your insurance coverage is 80%-20 % because you work for a small company. Your deductible is $700. You are required to have an emergency surgery and your hospital bill is $2,111.
a. How much will you need to pay before your insurance will pay? ___________________
b. How much do you expect your insurance company to pay? ________________________
c. How much are you expected to pay TOTAL for this hospitalization? _________________
d. Which type of insurance is best for your company? ______________________________
5. Aging population, advancement in technology and medical lawsuits are responsible for Rising healthcare cost _.
6. James reading over his new insurance policy. He is going to have a procedure because he hurt himself on the job. The procedure will cost $2,300. There is a co-pay of $90. The annual deductible is $700, of which the patient has paid $80.
a. How much does the patient need to pay when he arrives at his appointment? ________
b. How much will the patient have to pay? ___________________________________
c. How much will the insurance company have to pay? _________________________
d. Which type of insurance is best for this patient? ______________________