The average annual premium for a $250,000 whole life policy for a 35-year-old can vary depending on several factors such as gender, health condition, and the insurance provider. The average cost for a whole life policy with a $250,000 coverage amount for a 30-year-old adult who doesn’t smoke and is in good health could range between $205 and $238 per month. However, it’s important to note that these are just average estimates, and the actual premium may differ based on individual circumstances. To get an accurate quote, it’s recommended to reach out to insurance providers directly.