Answer:
What it takes to borrow money from a bank is a good report that you pay back your dues. They will check your accounts and history. One can borrow the amount of money your house is worth so that if you don't pay that money back they will take your house. The responsibilities he or she has when accepting a loan from the bank is to make sure that you can pay it all back on time and make sure you use that money on things you need, you need a to make a plan before borrowing money.
Step-by-step explanation: