Question

Which riders prevents a policy from lapsing if the insured becomes disabled for more than six months?

Answer 1

A disability income rider prevents a policy from lapsing if the insured becomes disabled for more than six months.

Step-by-step explanation:

The rider that prevents a policy from lapsing if the insured becomes disabled for more than six months is called a disability income rider. This rider provides a portion of the insured's income if they are unable to work due to a disability. It ensures that the policy remains in effect and continues to provide coverage during the period of disability.