Final answer:
The correct answer to the question is option A: Affluent, which means having a great deal of money or wealth. The term 'moneyed', as used here, describes residents who are accustomed to a lifestyle of wealth and luxury, such as enjoying posh restaurants and upscale boutiques.
Step-by-step explanation:
The term 'moneyed' mentioned in the question refers to individuals or residents who are affluent and enjoy a luxurious lifestyle. City's moneyed residents suggests a population that is accustomed to the finer things in life, such as posh restaurants and upscale boutiques, indicating a high socioeconomic status. In this context, 'affluent' is the word that describes individuals with substantial wealth and monetary resources, making option A the correct choice. In contrast, the words 'penniless', 'lavish', and 'decrepit' do not align with the condition of being wealthy; 'penniless' means having no money, 'lavish' refers to spending in a luxurious way which could apply to their lifestyles, but does not describe their financial status, and 'decrepit' suggests being worn out or ruined, which has no relevance to wealth.