Final answer:
An accountant is the professional who can advise you on the potential loan amount a bank may offer based on your net worth, which is calculated from your balance sheet detailing your assets and liabilities.
Step-by-step explanation:
A financial advisor who can tell you what a bank is likely to lend you, based on your net worth, is referred to as an accountant. An accountant is knowledgeable in reviewing financial statements, such as a balance sheet that lists your assets and liabilities, to help determine your net worth and the potential amount a bank might be willing to lend you.
Banks themselves use balance sheets to manage their own assets and liabilities, and they calculate their net worth by subtracting liabilities from assets. They assess risks such as loan defaults or interest rate increases, which can affect their net worth and lending capabilities. Understanding the components of your balance sheet can also give insights into how a bank views your financial situation when determining loan amounts.