Question

What is the primary difference between a staff adjuster and an independent adjuster?

(A) A staff adjuster works for an insurance company and an independent adjuster represents property owners against their own insurance companies.
(B) A staff adjuster works independently or for adjusting firms who represent many clients and an independent adjuster works for an insurance company.
(C) A staff adjuster works for an insurance company and an independent adjuster works independently for themselves or for adjusting firms who represent many clients.
(D) A staff adjuster represents property owners in claims against their own insurance companies and an independent adjuster works independently or for adjusting firms who represent many clients.

Answer 1

A staff adjuster works for an insurance company, while an independent adjuster works independently for themselves or for adjusting firms that represent many clients.

Step-by-step explanation:

The primary difference between a staff adjuster and an independent adjuster is that a staff adjuster works for an insurance company while an independent adjuster works independently for themselves or for adjusting firms who represent many clients.

A staff adjuster is employed by an insurance company to handle and investigate claims on behalf of the company, whereas an independent adjuster operates as a contractor and can choose to work with multiple insurance companies or property owners directly.