Final answer:
Redlining is the arbitrary denial of residential real estate loans in certain areas based on racial or ethnic makeup. This discriminatory practice perpetuated housing segregation and denied economic opportunities to minority communities.
Step-by-step explanation:
Redlining is the arbitrary denial of residential real estate loans in certain geographical areas because of racial or ethnic makeup.
This discriminatory practice was commonly used by banks and lenders to withhold services or products based on race.
By refusing to issue mortgages or loans to people from racial or ethnic minorities in specific neighborhoods, these lenders perpetuated housing segregation and denied economic opportunities to minority communities.
Redlining has had long-lasting effects on property values, educational opportunities, and wealth accumulation, particularly for people of color.