Final answer:
The statement is generally false as damage caused by earth movement is usually covered by comprehensive coverage, not collision coverage which covers accidents with vehicles or objects.
Step-by-step explanation:
The statement that damage to a covered vehicle caused by earth movement is payable under collision coverage is generally false. Collision coverage is typically designed to cover damage to your vehicle resulting from an accident with another vehicle or object, such as a fence or a pole. However, natural disasters or earth movements like earthquakes, landslides, or sinkholes are usually covered under a different part of an auto insurance policy known as comprehensive coverage. Comprehensive coverage is what helps pay to repair or replace a covered vehicle that's stolen or damaged by something other than a collision or rollover, such as natural disasters, vandalism, or falling objects.