Final answer:
The Empower Plus Loan's term length is not specified. General mortgage terms are typically 15 or 30 years, but specific loan terms can vary and should be checked in the loan's terms and conditions.
Step-by-step explanation:
The Empower Plus Loan is not a specific known product with a universally defined term length. In general, the terms of a mortgage are typically set at either 15 or 30 years. Mortgage agreements are financial instruments that enable borrowers to purchase property by paying back the loaned amount, with interest, over a predefined period. Credit agreements, which include loans like the hypothetical Empower Plus Loan mentioned, often have varying terms based on the lender and the borrower's creditworthiness and needs. It is crucial for anyone considering a loan to read the specific terms and conditions, which will detail the repayment period, amongst other important factors.