Final answer:
In the fee-for-service payment method, health care providers are directly reimbursed for each service provided, which is the method typically used for settling health claim payments to providers.
Step-by-step explanation:
The payment method for a health claim settlement that is typically made directly to the provider of the services is fee-for-service. In this system, the medical care providers are reimbursed for the specific services they provide to patients. This contrasts with arrangements such as health maintenance organizations (HMOs), where providers are paid a fixed amount per enrolled patient, regardless of the number of services each patient receives.
A key component of insurance policies is the deductible, which is the amount policyholders must pay out-of-pocket before the insurance starts to cover expenses. Understanding these terms helps to navigate health insurance plans and anticipate how claims will be processed and paid.