Question

Which of the following statements regarding QDRO's is FALSE?

a. The plan administrator is responsible for administering the QDRO procedure and for determining the qualified status of the order.
b. The plan administrator must make a decision on the qualified status of the QDRO within a reasonable period.
c. The order must give identifying information and describe the benefit parameters it affects.
d. A QDRO may require the plan to provide a form of benefit or an option the plan does not provide.

Answer 1

The FALSE statement about QDROs is that they may require a plan to provide a benefit or option not offered by the plan. QDROs must work within the existing structure of the plan benefits.

Step-by-step explanation:

The statement regarding Qualified Domestic Relations Orders (QDROs) that is FALSE is "d. A QDRO may require the plan to provide a form of benefit or an option the plan does not provide." A QDRO must relate to the types of benefits that are already provided under the plan. A QDRO does not have the authority to create new benefits or options that are not part of the existing plan structure.

The other statements provided in the question are accurate: a) It is the responsibility of the plan administrator to manage the QDRO procedure and confirm the qualified status of an order. b) The plan administrator should make a determination about the order's qualified status within a reasonable period. c) The QDRO must include necessary identifying information and accurately describe how it affects the benefits.