Final answer:
The student's question refers to dependent coverage, which is when a health insurance policy provides medical care coverage for the policyholder's unmarried child who cannot support themselves due to incapacity. Employment-based insurance often includes this type of coverage.
Step-by-step explanation:
The correct answer to the question is a) Dependent coverage. This type of coverage allows a policyholder's unmarried child who is incapable of self-support due to a condition of incapacity to be included in the parent's health insurance policy. Dependent coverage is commonly provided by employment-based insurance and can extend to various members of the employee's family.
In health insurance policies, dependent coverage signifies that benefits are also extended to the policyholder's family members, including children.
Private insurance, government health-insurance, and the Children Health Insurance Program (CHIP) are some of the systems in place that ensure different member groups of the society like the blind, disabled, elderly over 65, military veterans, and children with relatively low income families are covered.