Final answer:
An escrow agent can determine liens by obtaining a UCC-1 form, searching the personal property index, or checking with the county treasurer.
Step-by-step explanation:
An escrow agent can determine liens against personal property by engaging in a few different searches and checks. One effective method is by obtaining a UCC-1 financing statement (often referred to as a UCC-1), which is a legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor. This serves as a public notice and is commonly used in transactions involving personal property.
Additionally, an escrow agent can search the personal property index for any liens. This index is maintained by public authorities and provides information on secured transactions. Checking with the county treasurer might give information on tax liens against the property. However, calling the state auditor is less likely to provide specific lien information unless it pertains to state tax liens.