Final answer:
In the business world, it is usually not recommended to keep the same account and covert it without opening a new one. Opening a new account allows for better organization and tracking of transactions. The decision to disclose or not disclose the idea of keeping the same account and converting it instead of opening a new one should be considered on a case-by-case basis.
Step-by-step explanation:
In the business world, it is usually not recommended to keep the same account and covert it without opening a new one. This is because opening a new account allows for better organization and tracking of transactions. Additionally, opening a new account may also provide an opportunity to negotiate better terms and conditions with the bank.
One example where it might be acceptable to covert an account instead of opening a new one is in the case of credit cards. Some credit card companies allow customers to upgrade or downgrade their existing cards without opening new accounts. However, it is still important to consider the terms and conditions of the conversion to ensure it is beneficial for the customer.
Overall, the decision to disclose or not disclose the idea of keeping the same account and converting it instead of opening a new one should be considered on a case-by-case basis, taking into account the specific circumstances and benefits for the customer.