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Which of the following is an important underwriting principle of group life insurance?

A. Individual health assessment
B. Group policy customization
C. Group risk pooling
D. Premiums based on gender

1 Answer

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Final answer:

The important underwriting principle of group life insurance is Group risk pooling. This principle allows for the spreading of risk across a larger pool of people, which helps to lower the cost of insurance for individuals within the group.

Step-by-step explanation:

The important underwriting principle of group life insurance is Group risk pooling. Group risk pooling is the practice of combining the risks of a group of individuals to determine the insurance premium. This principle allows for the spreading of risk across a larger pool of people, which helps to lower the cost of insurance for individuals within the group.

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