Final answer:
The act designed to promote the availability of health insurance coverage to small employers in Florida is the Affordable Care Act (ACA), or Obamacare. This comprehensive healthcare reform included the creation of insurance exchanges and provided subsidies to make insurance more affordable for individuals and small businesses.
Step-by-step explanation:
The act meant to promote the availability of health insurance coverage to small employers in Florida is the Affordable Care Act (ACA), commonly known as Obamacare. The ACA was a landmark overhaul of the U.S. healthcare system which included provisions to extend health insurance coverage. It was designed to reduce the number of uninsured Americans by mandating insurance coverage and providing subsidies to make insurance more affordable.
A critical part of this act was the creation of health insurance exchanges, which allowed individuals and small businesses to purchase health insurance. This benefited small employers who could not previously offer insurance to their employees. The ACA also aimed to improve the quality and affordability of health insurance, expand public insurance programs, and support innovative medical care delivery methods designed to lower the costs of healthcare overall.
Importantly, the ACA required that all people in the United States acquire some form of health insurance or face a penalty, with provisions for employer and individual mandates. For individuals with preexisting conditions, it guaranteed coverage and prevented insurance companies from denying them health insurance. The ACA also included subsidies based on income to help make insurance more affordable for people and small businesses. Despite political challenges and changes under different administrations, the ACA has remained a significant component of healthcare provisioning in the United States.