Final answer:
The AD&D provision in a life insurance policy pays additional benefits if the insured is involved in an accident resulting in accidental death or dismemberment.
Step-by-step explanation:
The Accidental death and dismemberment (AD&D) provision in a life insurance policy would pay additional benefits if the insured is involved in an accident that leads to accidental death or dismemberment.
For example, if the insured gets in a car accident and loses a limb or dies as a result, the AD&D provision would provide additional benefits on top of the basic life insurance coverage.
Other situations where the AD&D provision may pay out include accidents at home that result in dismemberment or accidental death.