Final answer:
A dependent child may stay on their parent's permanent health insurance policy typically if they are a full-time student or under a certain age, with this law allowing children to stay on their parents' insurance until age 26. This provision is part of a larger reform intended to extend coverage, including an expansion of Medicaid and protections for individuals with preexisting conditions.
Step-by-step explanation:
The criteria for a dependent child to remain on a permanent health insurance policy could vary, but typically, eligibility may include being a full-time student or being under a certain age. The referenced law in the question's context outlines that the reform allows children to stay on their parents' policy until they turn twenty-six. This is a significant provision aiming to extend coverage for young adults. Therefore, a dependent child's ability to stay on their parent's policy is not solely based on their employment status or health condition, but rather on their age and student status.
Additionally, the law mentioned expands Medicaid eligibility and subsidizes premiums for those in need. It prohibits insurers from rejecting people with preexisting conditions and abolishes annual and lifetime coverage limits. While the context provided does not specify all criteria for dependents, it does highlight the age factor for children of policyholders.
For those outside the dependent age range, such as an aged dependent parent or an 18-year-old deciding to forgo college, the law lays out different provisions. A retired worker's widow is mentioned as being eligible for monthly benefits at age 65, while an aged dependent parent may also receive benefits under certain circumstances. However, such criteria often extend beyond age and student status, potentially involving other qualifying factors based on the specific insurance policy and regulations.