Question

Which of the following perils is not covered under the Dwelling Broad Form? 1) Fire 2) Windstorm 3) Theft 4) Flood

Answer 1

Among fire, windstorm, theft, and flood, the peril not covered under the Dwelling Broad Form is flood. This is because most standard homeowner's insurance policies, including the Dwelling Broad Form, exclude flooding.

Step-by-step explanation:

The Dwelling Broad Form is a type of homeowner's insurance that provides coverage for a variety of perils. It typically covers perils such as fire, windstorm, and theft. However, among the options listed, flood is the peril that's not covered under the Dwelling Broad Form. Most standard homeowner's insurance policies, including the Dwelling Broad Form, exclude flooding. If homeowners want to protect their homes against flood damage, they would need to purchase additional flood insurance.

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