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1) Ed invests $1,000 into a money market account that earns 8% annual interest compounded quarterly. How much money will

he have earned after 8 years?

User Texnic
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1 Answer

3 votes

The money market account earns 8/4 = 2% interest per quarter.

In one year, there are 4 quarters.

so, the formula to calculate the balance after 8 years is:

A = P (1 + r/n)^(nt)

where A is the final balance, P is the principal (initial investment), r is the annual interest rate, n is the number of times interest is compounded per year, and t is the number of years the money is invested for.

Substituting in the given values,

A = 1000 (1 + .02)^(4*8)

A = 1000 (1.02)^32

A = 1000 (1.8587)

A = 1858.7

So after 8 years, Ed will have earned $1858.7.

User SmokeyShakers
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