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Which of these is the most significant item that personal finance skills can affect?

User David Genn
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Below are the skills of a finance person.

1. Innate problem-solver.
2. Analytical skills.
3. Exceptional leadership.
4. Adaptable communication.
5. Humble confidence
6. Unwavering professionalism
7. Self-management.
8. Ease with technology
9. Intellectual curiosity
10. Compatibility for both independent and team work

I believe the most significant item that personal finance skills can affect is the Analytical Skills.
User Sebastian Bochan
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