I found the exponential function.
C = 10.5(1.194)^t
The definition of an exponential function is this:
"If b is any number such that b > 0 and b ≠ 1 then an exponential function is a function in the form, f(x) = b^x , where b is called the base and x can be any real number"
Using the description, the answer is a.) B is 1.194 ; it is a growth factor.
B is identified as a growth factor because it is more than 1. If it had been less than 1, it would have been a decay factor.