ANSWER
0.0952
Step-by-step explanation
We have that Stephen surveyed 21 of his classmates and obtained the data in the table given.
To find the probability for which a randomly selected classmate has 3 credit cards in their wallet, we have to divide the number of people that had 3 credit cards in their wallet by the total number of people surveyed.
From the frequency table, we have that only 2 classmates had 3 credit cards in their wallets.
Therefore:
That is the answer.