Answer:
The correct answer is: High self-efficacy.
Step-by-step explanation:
High-self efficacy is a concept proposed by psychologist Albert Bandura that can be understood as the quality that certain people have to face challenges in an optimistical manner and to perceive themselves as competent individuals in the areas they like to engage in.
A person with high-self efficacy believes they can complete the goals they set up to themselves and see challenges not as something to be avoided but as an opportunity to improve.
In this particular case, Francine believes he can succesfully ski down a steep mountain. Bandura would be most likely to say that Francine has: High self-efficacy.