Question

Joe lit a fire in his fireplace and left it unattended. He had failed to check to see if the flue was open, so the smoke entered the house and discolored the walls, ceiling, and drapes. Joe also had to hire a company to remove the smoke odor. The total expense of cleaning and repainting was $6,000. How much would Joe's Standard Fire policy pay?

Answer 1

Joe's Standard Fire policy would pay nothing

Step-by-step explanation:

Based on the information provided within the question it can be said that Joe's Standard Fire policy would pay nothing. This is because standard policy's do not pay for friendly fire damages or smoke damage from them. Friendly Fires are fires that were intentionally lit and are confined such as fireplaces or furnaces.