Answer:
As part of loan application verifying your income is important ( A )
Step-by-step explanation:
A loan is the act of lending money by an individual or entity to another individual or entity which is to be repaid at a stated time, usually with interest attached to the loan.
verifying your income: this is the most important step you need to take before venturing into applying for a loan, because the lender will have to verify your income to know if you can be able to repay the loan before making any decision on weather to grant the loan application or not.
Negotiating an interest rate is not in the place of the Borrower mostly it is the lender that determines the interest rate also signing up for a credit card and completing a means exam are not steps in applying for a loan.