Final answer:
The power to charter national banks represents the implied powers of the national government, supported by the necessary and proper clause and confirmed in the McCulloch v. Maryland case.
Step-by-step explanation:
The power to charter national banks is an example of implied powers. These are the powers not explicitly detailed in the Constitution but inferred as necessary to achieve the objectives of the national government, as supported by the necessary and proper clause of Article I, Section 8. This was notably confirmed in the landmark Supreme Court case of McCulloch v. Maryland, which established the legitimacy of implied powers by upholding the federal government's right to create a national bank.