Step-by-step explanation:
There are cases where the decision to get money from whom is different. If i am going to start a small business, I would probably find someone within my family and circle of friends to lend me money for a specif period of time. In this way I would not have to pay the interest amount on the money borrowed from the family or friends as a matter of help. But if i am going to start a business on a large scale, or i need funds for my currently running large scale business, i would probably get loan from banks or other financial institutions on better terms and conditions OR i would search for an investor who would like to invest his money in my business and become my business partner. In this way, i would be able to get the funding.