The correct answer to this open question is the following.
"Advantages and disadvantages of the online payment system."
John: Hey! Did you buy your shirt.
Dan: No, they run out of shirts at the sports store.
Maria: That is not a problem. Buy it online.
Carl: There are plenty of options.
John: I do not know. I have some concerns.
Lynn: Why you say that?
John: My father bought a pair of shoes online last month, and he hasn't received them.
Carl: No! Why?
John: First. The store promised to deliver the product in two days. It was six days" Then, when the package was delivered, he opened the box and there were no shoes. It was three wooden baskets.
Maria: No way!
John: And there is more. On his billing account, the store charges him two baseball caps.
Lynn: Yes. I have heard my family talking about similar problems with e-commerce.
Dan: Well, my mother also had a problem with online shopping.
Maria: But let's be honest. You save a lot of time and money shopping online. There is always something on sale.
John: Yes, but there are also considerable risks. Like the ones, I told you.
Carl: I have never thought of these issues before.
John. That is why I preferer to go to the store and pick what I like. Furthermore, if I shop directly in the store, I am helping people to keep their jobs.