Answer:
"Morgan said he couldn't do that at the time."
Step-by-step explanation:
Reported speech is the term that represents the moment in a story where the character's speech is presented inserted in the narration. This type of speech is also called indirect speech, because we know what the character was talking about indirectly between us, readers, and the character, because whoever tells us the character's speech is the narrator.
An example of reported speech is the phrase: "Morgan said he couldn't do that at the time."