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How has borrowing changed in the United States since the Federalist era? The government has prevented more people from borrowing money. Americans have stopped trying to borrow money because the economy has been unstable. Big banks have kept more common people from borrowing money. Americans have had more freedom to borrow money.

User DenisFLASH
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Okay borrowing changed the us is not correct 2 A
User Bret
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If you're asking why, then the economy was unstable because of the great depression and only a few banks were active.
User Eduardomozart
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