Answer:
fertilizer creating a mutation among a farmer's crops
Step-by-step explanation:
A genetic factor is one that affects the gene or genome of an individual organism. This genetic factor often influences the observable trait called PHENOTYPE of the organism. In this case, an example of a genetic factor that could influence the growth or development of an organism created by an environmental factor is the "fertilizer creating a mutation among a farmer's crops"
The fertilizer represents the environmental/chemical factor which is creating the genetic factor (mutation) that will eventually influence the growth or development of the crops.