Given:
Jan and Julie started their ride at 09:30 and finished at 15:15.
Stopped for a drink = 20 minutes
Lunch = 45 minute
Rest = 10 minutes
To find:
Time they are riding on their bikes (excluding stops).
Solution:
Jan and Julie started their ride at 09:30 and finished at 15:15.
So, total time of ride including stops is 5 hours 45 minutes or we can say 345 minutes calculated as

We need subtract Drink, lunch and rest time from the total time to get the Time they are riding on their bikes (excluding stops) is

Therefore, the total time they are riding on their bikes (excluding stops) is 270 minutes.