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Lavonda took out a $7,500 loan with an APR of 3.875\% and agreed to pay it back monthly over 6 years

What is her monthly payment?

How much will she pay back in total?

What is the finance charge?

1 Answer

3 votes

Answer:

Explanation:

Given data

principal=$7500

rate= 3.875%= 0.03875

time =6years

The expression for the final amount for a simple interest is

A=p(1+rt)

A=7500(1+0.03875*6)

A=7500(1+0.2325)

A=7500(1.2325)

A=9243.75

$19243.75

1. What is her monthly payment?

given that it is spread over 6 years

there are 12*6 months= 72months

monthly pay=9243.75/72= $128.38

2. How much will she pay back in total?

=$19243.75

3. What is the finance charge?

the finance charge is the interest which is

$19243.75-$7500=$11743.75

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