Answer: a. Very likely; recurring debt is less than what is allowed.
Step-by-step explanation:
The Debt-to-income ratio is a very important and widely used method by lenders to decide if they can loan out cash to a person. It is calculated by dividing the debt of a person by their monthly income to find out the percentage of their income to be used for debt.
Included in this calculation as a very important factor is recurring debt. Bessie's recurring debts in this instance are quite minute compared to her income so there is a high chance that she will be approved for a home loan.