Answer:
The correct response is The Fair Credit Reporting Act.
Step-by-step explanation:
The purpose of this federal law is to assure that consumer reporting agencies put reasonable measures in place when making credit decisions that impact consumers. The act is meant to assure that access to credit is fair and equitable and that confidentiality is also maintained. There are also provisions addressing the accuracy and proper use of credit information and the kind of data that is collected. Congress first passed the FCRA in 1970 and it was the first federal law that regulated how businesses can use personal information as the credit reporting industry expanded. In 1996 amendments were made to better address accuracy in reporting.