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What is the present value of $5,000 to be received five years from now, assuming an interest rate of 8%

User Lisa
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1 Answer

4 votes

Answer:

present value = $3,571.43

Step-by-step explanation:

The formula for calculating the interest on an invested amount id given below:

simple interest = principal × rate × time of investment

future value = $5000

simple interest = 8% = 8/100 = 0.08

principal = present value = x

time = 5 years

∴ simple interest = 5,000 × 0.08 × 5 = $2,000

Future value = present value + simple interest

N:B; present value = principal

∴ simple interest = (future value) - (principal)

∴ (future value - principal) = principal × rate × time

(5000 - principal) = principal × 0.08 × 5

5000 - principal = 0.4(principal)

let principal = p

5000 = 0.4p + p

1.4p = 5000

p = 5000 ÷ 1.4 = 3,571.43

∴ present value = $3,571.43

User Joe Martinez
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