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Brett Olson borrow $6000 for three years at 7% add on rate. What is the financial charge? What is the APR?

User Saptarsi
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1 Answer

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Answer:

  • $1260 finance charge
  • APR ≈ 12.83%

Explanation:

The interest due is the finance charge:

I = Prt = $6000·0.07·3 = $1260

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The monthly payment is ...

($6000 +1260)/36 = $201.67

The APR for a 3-year loan of $6000 with a monthly payment of $201.67 is found by a financial calculator to be about 12.83%.

User CRDave
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