Answer:
The metal buckle conducts heat away from the hand than both the steering wheel and center console.
Step-by-step explanation:
Good conductors are materials that allow both heat and electricity to flow easily through them. Examples of good conductors are metals.
Poor conductors or insulators are materials which do not allow both heat and electricity to flow easily through them. Examples of insulators are most non-metals, plastics, rubber, wool, wood, etc.
On a cool day a metallic object like the buckle of a car's seatbelt will easily conduct heat away from the hand than other materials inside the car like the seat, the seatbelt, the steering wheel and the centre console as these materials are made from insulators or poor conductors.
Therefore, the metal buckle will feel colder to touch than other things in the car because it conducts heat away from the hand than both the steering wheel and center console.