Answer:
1. Yes because I wanted to use my money wisely and for better purposes.
2. Yes because sometimes, you might buy something that either is too precious to make it dirty or just wanting to look cool.
3. Yes because education is a priority and I would need the extra cash for those expense.
4. Yes. By turning off light during the day (to save energy), buy food that is needed (only), and clothes that are not too expensive but affordable.