Answer:
1. You get six credit card offers in the mail, and are stoked! You get all the cards.
2. You find a radical website that promises you the cheapest credit cards for students, and believe everything you read on the site.
3. You decide to get your first credit card from an online bank with no local office.
4. You get a credit card without checking how long the "grace period" is.
Step-by-step explanation:
A person who's easily hoaxed when it comes to getting credit cards shows the mind of a fool. It is very important to be skeptical when getting one or more because credit cards are not all fun and games, but a huge responsibility.
1. Getting six credit cards offer in the mail doesn't necessarily mean you have to get all of them. You need to know which ones have low interest rates and which ones are suitable for you. You also have to know the fees.
2. You don't need to believe everything that is written on internet websites immediately. You have to do more research about the credit card they're offering whether they're actually telling the truth because sometimes, it's just a promotional strategy so people will get one.
3. It is important to get your first credit card from an online bank with a local office. Having a local office makes the company legit. It is also easier to file any complaints about your card through the local office.
4. Checking the "grace period" is important, so you'd know when you're going to pay your credit card dues. It will help you prevent getting charge with overdue fees.