Question

What's the main reason to use a personal budget?

O A. To keep costs below benefits
O B. To stay out of debt
C. To appropriate discretionary funds
O D. To maximize investment returns

Answer 1

B because the whole point of having a budget is to make sure you don’t over spend and to make sure your spending enough money on everything you need

Answer 2

Answer: B, stay out of debt

Explanation: A budget reveals areas where you're spending too much money so you can refocus on your most important goals. A budget can keep you out of debt or help you get out of debt. A budget actually creates extra money for you to do use on things that matter to you.